Applications for Credit Cards
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Providing our visitors with vital information about credit cards, current deals and related financial reference material along with secure applications to apply for credit cards online.

 3 easy steps to apply for credit cards:  Searching for a broader range of information:
1 Select the type of cards you want to apply for from the Card Types above or read about the different Card Types.
2 Review the details and select for the cards that best suits your needs.
3 Click on the APPLY check mark to use the Secure online application.
Visit the Credit Report page to find out why you should have yours and how to get one free.
Browse our Related Links for general financial information.
For financial articles, check the Consumer Info area.
Check our Glossary to clarify credit cards terms used on applications.

Review Credit Cards

Updated: 5/11/2008
These are the credit cards our research team has found to be the best in their category.
To apply for more than one card, visit SpareCredit.com.
  Low Introductory Credit Cards
Click to Find More Information about American Express® Blue Exciting, free rewards program
No annual Fee
4.99% fixed APR on balance transfers for the life of the balance
Online application approvals in under 60 seconds
Earn points good for travel, merchandise and more
Click to Apply for a American Express® Blue   Click to Find More Information about American Express® Blue before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Very Good 0 15 Mo As low as
7.99
$0 Yes
  Balance Transfer Credit Cards
Click to Find More Information about Citi® Platinum Select® Card No annual fee
$0 Liability on unauthorized purchases
0% APR* on balance transfers and purchases for up to 12 months.
Secure, free online account management
Citi® Identity Theft Solutions
Click to Apply for a Citi® Platinum Select® Card   Click to Find More Information about Citi® Platinum Select® Card before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Very Good 0 Up to 12 Mo As low as
8.49
$0 Yes
  Low Interest Credit Cards
Click to Find More Information about Chase Platinum MasterCard® Redeem for Travel, Cash, Merchandise or Gift Certificates/Cards
Free travel services including Auto Rental Insurance
Earn 1 point for every $1 you charge
Free Online Account Access
Interest-free grace period when you pay your bill in full each month by the payment due date
Click to Apply for a Chase Platinum MasterCard®   Click to Find More Information about Chase Platinum MasterCard® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 0 12 Mo. 10.99 $0 Yes
  Cash Back Credit Cards
Click to Find More Information about American Express® Blue Cash 4.99% fixed APR on balance transfers
Online application approval decisions in under 60 seconds
5% Cash Back on Gas. Up to 5% on other purchases.
Go To Rate: Prime + as low as 4.99%
Up to $100,000 line of credit
Click to Apply for a American Express® Blue Cash   Click to Find More Information about American Express® Blue Cash before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Very Good 0 6 Mo As low as
9.99
$0 Yes
  Rewards Credit Cards
Click to Find More Information about The Chase Flexible Rewards Platinum Visa® No Annual Fee
0% introductory APR for up to 12 months
Rewards that you can redeem with as few as 2,500 points.
Earn 1 point for every dollar spent.
Earn airline tickets, hotel stays or car rentals.
Click to Apply for a The Chase Flexible Rewards Platinum Visa®   Click to Find More Information about The Chase Flexible Rewards Platinum Visa® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 0 12 Mo. 10.99 $0 Yes
  Dedicated Credit Cards
Click to Find More Information about Make-A-Wish® Visa® Platinum The most rewarding card you'll ever use
Various Internet account related services.
A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your card.
Card issued by FIA Card Services, N.A.
Travel and Emergency Assistance. No Balance Transfer Fees
Click to Apply for a Make-A-Wish® Visa® Platinum   Click to Find More Information about Make-A-Wish® Visa® Platinum before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 1.99 6
Billing
Cycles
12.99 $0 Yes
 
Click to Find More Information about Universal Entertainment MasterCard® Double points on select purchases made at Universal theme parks, hotels, and resorts
Receive 4 movie tickets with your first purchase
Earn 1 Universal Point on every dollar spent on purchases
Purchase assurance, and extended warranty protection
Access to personalized entertainment rewards
Click to Apply for a Universal Entertainment MasterCard®   Click to Find More Information about Universal Entertainment MasterCard® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Very Good 0 6 Mo 14.24 $0 Yes
  Instant Approval Credit Cards
Click to Find More Information about Bank of America WorldPoints™ Platinum Plus™ Visa® Earn 1 Point for every dollar you spend in net retail purchases.
Free 24/7 Concierge Service. Absolute Fraud Protection.
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
Card issued by FIA Card Services, N.A.
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
Click to Apply for a Bank of America WorldPoints™ Platinum Plus™ Visa®   Click to Find More Information about Bank of America WorldPoints™ Platinum Plus™ Visa® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 0 12
Billing
Cycles
9.99 /
15.99
$0 Yes
  Car and Gas Credit Cards
Click to Find More Information about Discover® Open Road(SM) Card 5% Cashback Bonus® on gas and auto maintenance purchases*
Unlimited cash rewards
0% Intro APR*
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Up to 1% Cashback Bonus® on all other purchases
Click to Apply for a Discover® Open Road(SM) Card   Click to Find More Information about Discover® Open Road(SM) Card before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Very Good 0 6 Mo 10.99 $0 Yes
  Flyer Miles Credit Cards
Click to Find More Information about Chase Travel Plus Platinum Visa® Redeem your points for flights, hotel stays, car rentals, cruises and more
Travel domestically or internationally with no blackout dates
Earn 1 mile for every dollar in purchases
Select your destination. Choose your travel rewards.
Choose from over 250 airlines without restrictions
Click to Apply for a Chase Travel Plus Platinum Visa®   Click to Find More Information about Chase Travel Plus Platinum Visa® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 0 12 Mo. 14.24 $29 Yes
  Easy Approval Credit Cards
Click to Find More Information about Bank of America Secured Visa® Card Set your own credit limit
Reporting to all major credit bureaus
Credit lines available from $300 to $10,000
Free Online Banking Services
Total Security Protection®
Build or reestablish your credit
Click to Apply for a Bank of America Secured Visa® Card   Click to Find More Information about Bank of America Secured Visa® Card before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Fair 0 n/a 15.99 $29 No
  Student Credit Cards
Click to Find More Information about Discover® Student Card Unlimited cash rewards, automatically
Double rewards with more than 80 Cashback Bonus Partners*
Earn more cash in more ways than anyone else(SM)*
Customer Service in less than a minute, anytime you want
Up to 20% Cashback Bonus® when you shop online*
Click to Apply for a Discover® Student Card   Click to Find More Information about Discover® Student Card before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Fair 0 6 Mo 16.99 $0 n/a
  Business Credit Cards
Click to Find More Information about Advanta Platinum Rewards 7.99% Variable APR on Purchases
No Annual Fee and No Limit on Earnings
0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
Personalized card -- your company name on the top of the card
Choice of 5% Cash Back or Travel Rewards
Click to Apply for a Advanta Platinum Rewards   Click to Find More Information about Advanta Platinum Rewards before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Good 0 15 Mo 7.99 $0 Yes
  Pre Paid Debit Cards
Click to Find More Information about Wired Plastic™ Prepaid Visa® Overdraft Safety Program
Integrated Bill Pay Service
No Upfront Payment Required
Convenient Loading Options
Earn 1 Rewards Program point with every $1 spent
Click to Apply for a Wired Plastic™ Prepaid Visa®   Click to Find More Information about Wired Plastic™ Prepaid Visa® before you apply.
Credit Level Intro
APR%
Intro Period Normal
APR%
Annual Fee Balance
Transfer
Any n/a n/a n/a See Site n/a

All reasonable efforts are made to collect and provide accurate information. Due to the dynamic nature of cards issuers objectives and requirements, all credit card information is presented without warranty. You may click in the "Apply Now" column to review the credit card terms and conditions on the credit cards issuer's web site and apply via their secure online application.



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