Balance Transfer Credit Cards

Balance transfer credit cards are designed to allow the transfer of all or a portion of the balance on high interest rate credit cards to a new low rate credit card. There is usually no charge for the balance transfer and the difference in interest rates between the cards can save a substantial amount of money.

Discover® More(SM) Card 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes	Platinum Edition® Visa® 3.99% APR* for the life of the balance transfers completed during your first three billing cycles Identity theft protection Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened No Annual Fee Online access to view transactions, pay your bill, view up to 7 years of prior statements and more   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 15 Billing Cycles As low as 9.99 $0 Yes
Citi® Platinum Select® Card No annual fee $0 Liability on unauthorized purchases 0% APR* on balance transfers and purchases for up to 12 months. Secure, free online account management Citi® Identity Theft Solutions   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 8.49 $0 Yes	Chase Platinum Visa® Card FREE Online Account Access No Annual Fee 0% Intro APR for up to 12 months FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance FREE travel services   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 10.99 $0 Yes
Blue from American Express® Membership Rewards Express® Program -- Get the rewards you want right now. No Annual Fee Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance. Express Approval. Get a decision in less than 60 seconds. You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 15 Mo As low as 9.99 $0 Yes	Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card Earn 1 Point for every dollar you spend in net retail purchases. Free 24/7 Concierge Service. Absolute Fraud Protection. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, N.A. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Citi® Dividend Platinum Select® Card Earn 1% cash back on all other purchases No Annual Fee Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter. 0% APR* on Balance Transfers for up to 12 months   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 10.99 $0 Yes	Chase Free Cash Rewards(SM) Visa® Card 1 point for every eligible dollar in purchases Choose from either a $25 check or a $25 gift card/certificate 1,000 Bonus Points after first purchase No Annual Fee Get your rewards with as few as 2,500 points   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 10.99 $0 Yes
GM Flexible Earnings Card A full 1% earnings toward any other new vehicle Fast and Easy Application A full 1% cash back option The GM Flexible Earnings Card gives you the power to choose Triple your Earnings to 3% toward an eligible, new GM vehicle   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo. As low as 14.24 $0 Yes	AT&T Universal Savings Platinum Card 0% APR* on Balance Transfers for up to 12 months Plus AT&T calling benefits: Up to 30 free phone minutes each month; Up to 10% savings for the first 12 months on AT&T purchases 2 free directory assistance inquiries per month and other wireless benefits No annual fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 8.99 $0 Yes
Chase Platinum MasterCard® Interest-free grace period when you pay your bill in full each month FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance 0% Intro APR for up to 12 months No Annual Fee FREE Online Account Access   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo. 10.99 $0 Yes	Bank of America Accelerated Rewards™ American Express® Card No annual fee and the flexibility to pay over time Earn rewards faster with 1.25 points for every net retail purchase dollar 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Access to more than 2,200 American Express Travel Services locations worldwide to help you. Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 $0 Yes
Chase PerfectCard™ MasterCard® 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days No Annual Fee 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days Rebates are automatically credited toward future purchases made on your card. 1% rebates on ALL other purchases made anywhere else   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 6 Mo 10.99 $0 Yes	Citi® Diamond Preferred® Rewards Card $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening No annual fee and FREE rewards program 0% APR* on balance transfers for up to 12 months Citi® Identity Theft Solutions 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 10.49 $0 Yes
Bank of America® Platinum Plus® Visa® Card Credit lines as high as $25,000 Total Security Protection® 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer Card issued by FIA Card Services, N.A. Online Banking Service   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Billing Cycles 7.99 $0 Yes	Blue Cash® from American Express Earn unlimited cash back Low Balance Transfer rate - 4.99% fixed APR for the life of the balance Up to 5% Cash Back with Unlimited Cash Rewards Express Approval. Get a decision in less than 60 seconds. 0% Intro APR for 6 months on purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo As low as 9.99 $0 Yes
Bank of America Visa Signature® WorldPoints™ Rewards Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning Earn 1 Point for every dollar you spend in net retail purchases. Card issued by FIA Card Services, N.A. Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Citi® Diamond Preferred® Card Citi® Identity Theft Solutions Secure, free online account management 0% APR* on balance transfers and purchases for up to 12 months No annual fee $0 Liability on unauthorized purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 8.49 $0 Yes
Clear from American Express® Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500. No annual fee and 0% intro APR for up to 12 months. No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 10.99 $0 Yes	Discover® Open Road(SM) Card 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases Save at the pump and everywhere else. Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20% Cashback Bonus at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo 10.99 $0 Yes
IberiaBank MasterCard® 0% Introductory APR on balance transfers for your first 6 billing cycles No annual membership fee Variable rates as low as Prime - 1% Online access to credit card information 25 Day grace period   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 7.25 / 10.25 $0 Yes	Financial Rewards® Visa® Platinum Plus® Card Earn 5 bonus points with your first purchase. Points do not expire for 5 years Total Security Protection® 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.) Card issued by FIA Card Services, N.A. Online Banking Service.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 10.99 $0 Yes
One from American Express® Earn a competitive Annual Percentage Yield(APY) No annual fee the first year - that's a $35 savings Get $50 to jump-start your savings after your first purchase Share complimentary Additional Cards with those close to you to build your savings even more A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a As low as 10.99 $35 1st Free Yes	IberiaBank Visa® Gold Cash Back Rewards No limit on cash back; no expiration for the life of your account No annual membership fee 1% cash back on everything you buy from day one. Online access to credit card information No minimum to redeem for cash   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 5.99 / 6.99 $0 Yes
Capital One® Platinum Prestige No annual fee or balance transfer fees Consolidate balances and save money when you transfer higher-rate balances Rest easy with an outstanding, low rate - for customers with excellent credit Emergency card replacement or cash advance if your card is lost or stolen Your APR will not increase simply because you pay late only once or go over your credit limit   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 7.90 $0 Yes	Bank of America World MasterCard® with WorldPoints™ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. Access to the MyConcierge(SM) service, a unique personal assistance service Earn 1 Point for every dollar you spend in net retail purchases. Card issued by FIA Card Services, N.A. Online account access and Points management   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Citi CashReturns(SM) Card Get a 20% bonus on the cash back earned on all purchases for the first 12 months 0% APR* on balance transfers for up to 12 months Earn a full 1% cash back on every purchase No Annual Fee Checks will be sent automatically every time you earn $50 - no calling necessary   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 9.99 $0 Yes	Discover® Motiva(SM) Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year Up to 1% Cashback Bonus on all other purchases Cash Rewards for your good credit management* Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20%Cashback Bonus® at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.9 Up to 12 Mo 10.99 $0 Yes
Home Advantage™ World MasterCard® with WorldPoints® Rewards Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates No limit to the number of points you can earn each year Earn 1 point for every $1 in net retail purchases at all merchants Card issued by FIA Card Services, N.A. Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Capital One® No Hassle MilesSM Rewards - Excellent Credit 5 different redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates $0 fraud liability for any unauthorized use if your card is lost or stolen No annual fee or balance transfer fees 24-Hour Travel and Emergency Assistance Manage your finances with a year-end summary of purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 13.90 $0 Yes
Capital One® Classic Platinum Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping No balance transfer fees 0% on purchases until December 2008. After that, a variable APR, currently 14.9% $0 Fraud Liability for unauthorized use if your card is lost or stolen Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Fair 0% See Terms 14.90 $19 Yes	American DreamCard™ MasterCard® Every $1 in net retail purchases = 1 entry to win Entries are good for future drawings and there is no limit to how many times you can win Large monthly cash jackpots Holders also have access to MasterCard® Exclusive Online Get 1,000 entries just for applying   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a 12.24 $0 Yes
AT&T Universal Savings&Rewards Card Up to 10% savings for the first 12 months on AT&T purchases 0% APR* on Balance Transfers for up to 12 months 1 ThankYou Point for every dollar you spend on non-AT&T purchases No annual fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 9.99 $0 Yes	Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card For every $2,500 you spend in net retail purchases, you'll earn $25. That's a full 1% cash back Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Card issued by FIA Card Services, N.A. Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card Earn 1 Point for every dollar you spend in net retail purchases Free 24/7 Concierge Service. Absolute Fraud Protection. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, N.A. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	BoatU.S.™ Platinum Plus® Visa® Card Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash Absolute fraud protection against unauthorized use, online and offline 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, N.A. Access to the MyConcierge(SM) service, a unique personal assistance service   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 / 15.99 $0 Yes
Capital One® No Hassle MilesSM Ultra - for Professionals No blackout dates or seat restrictions 13.9% APR on purchases and balance transfers Earn 2 miles for each dollar spent on all purchases* No balance transfer fees No expiration date on miles and no limit on the miles you can earn   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 13.90 $39 Yes	Discover® More(SM) Card - Wildlife Collection 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes
Capital One® No Hassle CashSM Rewards - Excellent Credit No limit on cash back and rewards won't expire for the life of your account Request your cash back rewards whenever you want 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. 24-Hour Travel and Emergency Assistance 14.9% APR on purchases and balance transfers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 14.90 $0 Yes	Discover® More(SM) Card - American Flag 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
Discover® More(SM) Card - Clear 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes	Ducks Unlimited WorldPoints™ Platinum Plus® Visa® Credit Card Earn WorldPoints with every retail purchase you make with the card. Zero liability for unauthorized card use. Bank of America makes a contribution to Ducks Unlimited with every purchase Card issued by FIA Card Services, N.A. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Major League Baseball® Extra Bases™ Credit Card 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Offers secure online access and 24/7 fraud protection The only credit card on the planet that earns you points towards autographed memorabilia by past and current players, VIP access, field-level game tickets, travel rewards and even cash rewards Card issued by FIA Card Services, N.A. Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Discover® More(SM) Card - Sealife Collection 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
Elite Rewards® World MasterCard® Earn one point for every net retail purchase dollar you spend Earn Bonus Points for every net retail dollar you spend at participating merchants. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Card issued by FIA Card Services, N.A. Earn 500 Bonus Points after first qualifying purchase with the account.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 / 15.99 $0 Yes	NFL Extra Points™ Platinum Plus® Visa® 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles No limit to the number of points you can earn each year Earn reward points with each purchase you make with your NFL Extra Points™ credit card and get the ultimate NFL experience for yourself. Card issued by FIA Card Services, N.A. Earn 1 point for every $1 in net retail purchases.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
NASCAR RacePoints(SM) Platinum Plus® Visa® Card 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Total Security Protection® Earn RacePoints(SM) every time you make a purchase. Card issued by FIA Card Services, N.A. Online Banking Service.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Wyndham Rewards MastercardSM Earn 13 points for every $1 spent for qualifying TripRewards hotel stays 24-hour Online Access and Absolute Fraud Protection 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, NA Earn 2 points for every $1 in net retail purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 / 15.99 $0 Yes
Capital One® Platinum - Good Credit Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more 24-hour Roadside Assistance with lock-out service, towing, and flat repair 12.9% APR on purchases and balance transfers Collision, Damage, and Loss Insurance on rental cars No annual fee and no balance transfer fees   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a