Balance Transfer Credit Cards

Balance transfer credit cards are designed to allow the transfer of all or a portion of the balance on high interest rate credit cards to a new low rate credit card. There is usually no charge for the balance transfer and the difference in interest rates between the cards can save a substantial amount of money.

Discover® More Card - $75 Cashback Bonus 0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0* 6 Mo.* 11.99% - 20.99% (Variable)* None Yes	Citi® Platinum Select® MasterCard® 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo. on Purchases* 11.99% - 19.99%* (Variable) None Yes
Discover® MotivaCard Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.99* 12 Mo.* 11.99% - 20.99% (Variable)* None Yes	Discover® More Card- Black 0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 9 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 9 Mo.* 11.99% - 20.99% (Variable)* None Yes
IBERIABANK Visa® Classic Card No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 7.25%, 10.25%, or 13.25% None Yes	Citi® Dividend Platinum Select® MasterCard® 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter. Full 1% cash back on eligible purchases and cash advances. Earn extra cash back on popular, rotating categories each quarter. Average 5% additional cash back through Citi Bonus Cash Center® No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a 12.99% - 20.99%* (Variable) None Yes
Bryant State Bank MasterCard® Low Interest Rate of 11.25%* Introductory Balance Transfer Rate No Balance Transfer Fee $0 Fraud Liability 24/7 Online Account Access Emergency Cash Advance & Card Replacement Worldwide Acceptance *See Card Terms and Conditions   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a 11.25% $20 Yes	IBERIABANK Visa ® Select Card Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00). Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 or 7.50 12 Mo. 7.50%, 9.50% or 11.50%* $35 Yes