Balance Transfer Credit Cards

Balance transfer credit cards are designed to allow the transfer of all or a portion of the balance on high interest rate credit cards to a new low rate credit card. There is usually no charge for the balance transfer and the difference in interest rates between the cards can save a substantial amount of money.

Discover® More® Card 0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0 6 Mo. As low as 11.99% Variable None Yes	Citi® Platinum Select® Card 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 up to 12 Mo. As low as 11.99% Variable None Yes
Discover® Motiva(SM) Card Cash Rewards for your good credit management! Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.99 6 Mo. As low as 11.99% Variable None Yes	Discover® More® Card - Wildlife Collection 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0 6 Mo. As low as 11.99% Variable None Yes
Discover® More® Card - American Flag 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes	Discover® More® Card - Clear 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes
Discover® More® Card - Sealife Collection 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes	FREE SPIRIT(TM) Onyx World MasterCard® Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening Annual fee waived for the first year Get complimentary $9 Fare Club membership (a $39.95 value!) Priority boarding and domestic priority check-in Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else Your miles never expire and more   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a 14.24%-17.24% See Terms* Yes
IBERIABANK Visa® Classic Card Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 7.25% - 13.25% None Yes	Biodegradable Discover® More® Card Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes
Discover® More® Card - Monogram 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes	IBERIABANK Visa ® Select Card Introductory Rate of 7.50% for 12 months from date opened on Purchases Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date Low Ongoing Variable Rate APR after introductory period Prime + 4.25% Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate. No transaction fee for balance transfers 25 day grace period Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 7.50 12 Mo. 7.50% $45 Yes