Cash Back credit cards are one type of reward cards that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash back earned is usually based on the amount charged to the card during the period. The more you charge, the higher the rate returned. These are excellent cards if you put a large amount of charges on the card and pay the balance every month.

Discover® More® Card 0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0 6 Mo. As low as 11.99% Variable None Yes	Discover® Motiva(SM) Card Cash Rewards for your good credit management! Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.99 6 Mo. As low as 11.99% Variable None Yes
Discover® More® Card - Clear 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes	Discover® More® Card - American Flag 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes
IBERIABANK Visa® Gold Card Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 Day grace period   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 8.25% - 14.25% None Yes	Discover® More® Card - Sealife Collection 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes
Discover® More® Card - Wildlife Collection 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0 6 Mo. As low as 11.99% Variable None Yes