Cash Back credit cards are one type of reward cards that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash back earned is usually based on the amount charged to the card during the period. The more you charge, the higher the rate returned. These are excellent cards if you put a large amount of charges on the card and pay the balance every month.

Discover® More Card - $75 Cashback Bonus 0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0* 6 Mo.* 11.99% - 20.99% (Variable)* None Yes	Discover® MotivaCard Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.99* 12 Mo.* 11.99% - 20.99% (Variable)* None Yes
Discover® More Card- Black 0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 9 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 9 Mo.* 11.99% - 20.99% (Variable)* None Yes	IBERIABANK Visa® Gold Card No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 9.25%, 12.25%, or 15.25% None Yes
Chase Freedom® Visa - $100 Bonus Cash Back Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a 12.99%-22.99% Variable* None Yes