Cash Back credit cards are one type of reward cards that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash back earned is usually based on the amount charged to the card during the period. The more you charge, the higher the rate returned. These are excellent cards if you put a large amount of charges on the card and pay the balance every month.

Capital One® No Hassle CashSM Rewards - Excellent Credit No limit on cash back and rewards won't expire for the life of your account Request your cash back rewards whenever you want 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases. 24-Hour Travel and Emergency Assistance 14.9% APR on purchases and balance transfers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 14.90 $0 Yes	BucksBack(SM) Platinum Edition® Visa® Card Earn additional $25 reward check or rebate credit to your account for every $2,500 in purchases on the card Online access to view transactions, pay your bill, view up to seven years of prior statements and more Receive $50 the first time you use your card Purchase protection and identity theft protection Earn cash back on every purchase   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a As low as 14.99 $0 Yes
Discover® More(SM) Card 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes	Citi® Dividend Platinum Select® Card Earn 1% cash back on all other purchases No Annual Fee Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter. 0% APR* on Balance Transfers for up to 12 months   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 10.99 $0 Yes
Chase Freedom(SM) Credit Card 3% Cash Back in your top 3 everyday spending categories Receive an extra $50 each time you save and redeem $200 in rewards Receive $50 after you make your first purchase Freedom to change from earning cash to points and back again. 1% cash back for every $1 you spend on all other purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 14.99 $0 Yes	Blue Cash® from American Express Earn unlimited cash back Low Balance Transfer rate - 4.99% fixed APR for the life of the balance Up to 5% Cash Back with Unlimited Cash Rewards Express Approval. Get a decision in less than 60 seconds. 0% Intro APR for 6 months on purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo As low as 9.99 $0 Yes
Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card For every $2,500 you spend in net retail purchases, you'll earn $25. That's a full 1% cash back Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Card issued by FIA Card Services, N.A. Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Discover® Open Road(SM) Card 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases Save at the pump and everywhere else. Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20% Cashback Bonus at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo 10.99 $0 Yes
Citi CashReturns(SM) Card Get a 20% bonus on the cash back earned on all purchases for the first 12 months 0% APR* on balance transfers for up to 12 months Earn a full 1% cash back on every purchase No Annual Fee Checks will be sent automatically every time you earn $50 - no calling necessary   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 9.99 $0 Yes	Chase Free Cash Rewards(SM) Visa® Card 1 point for every eligible dollar in purchases Choose from either a $25 check or a $25 gift card/certificate 1,000 Bonus Points after first purchase No Annual Fee Get your rewards with as few as 2,500 points   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 10.99 $0 Yes
Discover® Motiva(SM) Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year Up to 1% Cashback Bonus on all other purchases Cash Rewards for your good credit management* Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20%Cashback Bonus® at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.9 Up to 12 Mo 10.99 $0 Yes	Chase PerfectCard™ MasterCard® 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days No Annual Fee 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days Rebates are automatically credited toward future purchases made on your card. 1% rebates on ALL other purchases made anywhere else   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 6 Mo 10.99 $0 Yes
Discover® More(SM) Card - Clear 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes	Citi® PremierPass® Card No annual fee Earn 1 Flight Point for every 3 miles you fly on any airline-or anyone else whose ticket you buy with the card. 10,000 bonus points after $300 in purchases made within 3 months of account opening Earn 1 point for every dollar spent on all purchases* 0% APR on Balance Transfer for up to 12 months.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 11.99 $0 Yes
Wyndham Rewards MastercardSM Earn 13 points for every $1 spent for qualifying TripRewards hotel stays 24-hour Online Access and Absolute Fraud Protection 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, NA Earn 2 points for every $1 in net retail purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 / 15.99 $0 Yes	Discover® More(SM) Card - American Flag 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
IberiaBank MasterCard® Gold Cash Back Rewards No limit on cash back; no expiration for the life of your account No annual membership fee 1% cash back on everything you buy from day one. Online access to credit card information No minimum to redeem for cash   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo As low as 8.24 $0 Yes	Discover® More(SM) Card - Sealife Collection 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
Discover® More(SM) Card - Wildlife Collection 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes	Personalized BucksBack(SM) Visa® Card $10 reward check* upon account approval. Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card. Personalize your credit card with your favorite photo or image Online access to view transactions, pay your bill, view up to seven years of prior statements and more $10 reward check†* when you make your first purchase with your BucksBack(SM) Visa Card.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles As low as 9.99 0 Yes
Capital One® No Hassle CashSM Rewards 1% cash back on every purchase No limit on cash back and rewards won't expire for the life of your account 25% annual bonus on the cash you earn Redeem cash whenever you like 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Fair 0% See Terms 16.90 $29 Yes	IberiaBank Visa® Gold Cash Back Rewards No limit on cash back; no expiration for the life of your account No annual membership fee 1% cash back on everything you buy from day one. Online access to credit card information No minimum to redeem for cash   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 5.99 / 6.99 $0 Yes
HSBC Weekend Card® 1% cash back on every single credit card purchase made Monday through Friday Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 0% Introductory APR on balance transfers for 12 months and No Annual Fee Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 8.99 - 19.80 $0 Yes