Dedicated credit cards are any type of card that rewards the consumer with brand specific products or services. Incentives can usually be accumulated faster with higher Rewards and discounts by using dedicated credit cards.

Starwood Preferred Guest(R) Credit Card from American Express Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good See Terms* See Terms* 15.24% variable See Terms* Yes