Instant Approval credit cards have on-line applications that are almost immediate. The features vary from card to card and you can get an application response usually within minutes. Perfect if for someone in a pinch or for the procrastinator needing one or more credit cards quickly!

Blue Cash EverydaySM Card from American Express Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0.00* 12 Mo. on purchases* 17.24-22.24% (Variable)* $0.00* Yes	Orchard Bank Visa Cards Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment Knowledgeable customer service representatives to assist you with questions or concerns   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Fair n/a* n/a* 14.99-24.99% (Variable)* $39.00 1 year, then $59.00* Yes
Blue Sky from American Express® 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit. No annual fee. Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime. Pay your bill all at once, or over time. It's up to you. Blue Savings Program®: big deals on big brands, all the time. Get a decision in as little as 60 seconds.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0.00* 12 Mo. on purchases* 17.24-22.24% (Variable)* $0.00* Yes