Instant Approval credit cards have on-line applications that are almost immediate. The features vary from card to card and you can get an application response usually within minutes. Perfect if for someone in a pinch or for the procrastinator needing one or more credit cards quickly!

American Express® Preferred Rewards Gold Card Earn 10,000 Membership RewardsŪ bonus points when you spend $500 in 3 months - redeemable for a $100 gift card No pre-set spending limit No annual fee for the first year - a savings of $125 For a limited time, you can earn double membership rewards points on gas and groceries for your first year The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a n/a $125 1st Free No

Discover® More(SM) Card - Clear 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 6 Mo 10.99 $0 Yes