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Instant Approval Credit Cards  

Instant Approval credit cards have on-line applications that are almost immediate. The features vary from card to card and you can get an application response usually within minutes. Perfect if for someone in a pinch or for the procrastinator needing one or more credit cards quickly!

Updated: 7/9/2008
Discover® More(SM) Card - Clear
More Information on Discover® More(SM) Card - Clear credit cards 5% to 20% Cashback Bonus at top online retailers*
Unlimited cash rewards
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Up to 1% Cashback Bonus on all other purchases automatically
Click to Apply for Discover® More(SM) Card - Clear credit cards   Information about Discover® More(SM) Card - Clear cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good 0 12 Mo 10.99 $0 Yes
Blue Sky from American Express®
More Information on Blue Sky from American Express® credit cards Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
Travel anytime: No blackout dates or restrictions
Earn points on everything you buy with the Card.
World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
Earn 1 point for every dollar you spend
Click to Apply for Blue Sky from American Express® credit cards   Information about Blue Sky from American Express® cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good 0 6 Mo. As low as
9.99
$0 Yes
GM Flexible Earnings Card
More Information on GM Flexible Earnings Card credit cards A full 1% earnings toward any other new vehicle
Fast and Easy Application
A full 1% cash back option
The GM Flexible Earnings Card gives you the power to choose
Triple your Earnings to 3% toward an eligible, new GM vehicle
Click to Apply for GM Flexible Earnings Card credit cards   Information about GM Flexible Earnings Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good 0 12 Mo. As low as
14.24
$0 Yes
Hilton HHonors® Platinum Credit Card from American Express
More Information on Hilton HHonors® Platinum Credit Card from American Express credit cards Earn an additional 10,000 Hilton HHonors bonus points - that's 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel
Earn 5 Hilton HHonors® bonus points for each eligible dollar spent on stays at over 2,800 Hilton Family hotels worldwide
10,000 Hilton HHonors® bonus points with your first purchase
Earn 3 HHonors bonus points for every eligible dollar you spend on purchases
Earn 30,000 HHonors bonus points when you spend $5,000 in your first 5 months of Cardmembership
Click to Apply for Hilton HHonors® Platinum Credit Card from American Express credit cards   Information about Hilton HHonors® Platinum Credit Card from American Express cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good 2.9 6 Mo 14.99 $0 Yes
BucksBack(SM) Platinum Edition® Visa® Card
More Information on BucksBack(SM) Platinum Edition® Visa® Card credit cards Earn additional $25 reward check or rebate credit to your account for every $2,500 in purchases on the card
Online access to view transactions, pay your bill, view up to seven years of prior statements and more
Receive $50 the first time you use your card
Purchase protection and identity theft protection
Earn cash back on every purchase
Click to Apply for BucksBack(SM) Platinum Edition® Visa® Card credit cards   Information about BucksBack(SM) Platinum Edition® Visa® Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good n/a n/a As low as
14.99
$0 Yes
Orchard Bank Classic MasterCard®
More Information on Orchard Bank Classic MasterCard® credit cards Discounts available from MasterCard at many of your favorite merchants
Periodic credit limit increase reviews to strengthen your buying power
Reporting to major credit bureaus providing opportunity to rebuild credit
E-alerts to your email or cell phone to remind you when a payment is due
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Click to Apply for Orchard Bank Classic MasterCard® credit cards   Information about Orchard Bank Classic MasterCard® cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Fair 0 6 Mo. 7.90 -
15.99
$0 to $79 No
Blue from American Express®
More Information on Blue from American Express® credit cards Membership Rewards Express® Program -- Get the rewards you want right now.
No Annual Fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Express Approval. Get a decision in less than 60 seconds.
You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
Click to Apply for Blue from American Express® credit cards   Information about Blue from American Express® cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good 0 Up to 15 Mo As low as
9.99
$0 Yes
Chase Platinum Visa® Card
More Information on Chase Platinum Visa® Card credit cards FREE Online Account Access
No Annual Fee
0% Intro APR for up to 12 months
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
FREE travel services
Click to Apply for Chase Platinum Visa® Card credit cards   Information about Chase Platinum Visa® Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good 0 12 Mo 10.99 $0 Yes
Bank of America® Platinum Plus® Visa® Card
More Information on Bank of America® Platinum Plus® Visa® Card credit cards Credit lines as high as $25,000
Total Security Protection®
0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
Card issued by FIA Card Services, N.A.
Online Banking Service
Click to Apply for Bank of America® Platinum Plus® Visa® Card credit cards   Information about Bank of America® Platinum Plus® Visa® Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good 0 12
Billing
Cycles
7.99 $0 Yes
Citi® Platinum Select® Visa® Card
More Information on Citi® Platinum Select® Visa® Card credit cards No Annual Fee
Secure, free online account management*
Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months
Apply online and get an instant response*
$0 liability on unauthorized purchases*
Click to Apply for Citi® Platinum Select® Visa® Card credit cards   Information about Citi® Platinum Select® Visa® Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good 0 Up to 12 Mo As low as
8.49
$0 Yes
Blue Cash® from American Express
More Information on Blue Cash® from American Express credit cards Earn unlimited cash back
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Up to 5% Cash Back with Unlimited Cash Rewards
Express Approval. Get a decision in less than 60 seconds.
0% Intro APR for 6 months on purchases
Click to Apply for Blue Cash® from American Express credit cards   Information about Blue Cash® from American Express cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good 0 6 Mo As low as
9.99
$0 Yes
American Express® Preferred Rewards Green Card
More Information on American Express® Preferred Rewards Green Card credit cards Entry into the Membership Rewards® program
No limit to the number of points you can earn
Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card
Purchase Protection protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
Points have no expiration
Click to Apply for American Express® Preferred Rewards Green Card credit cards   Information about American Express® Preferred Rewards Green Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Good n/a n/a n/a $95
1st Free
No
Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
More Information on Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card credit cards Earn 1 Point for every dollar you spend in net retail purchases.
Free 24/7 Concierge Service. Absolute Fraud Protection.
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
Card issued by FIA Card Services, N.A.
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
Click to Apply for Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card credit cards   Information about Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card cards.
Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer
Very Good 0 12
Billing
Cycles
9.99 /
15.99
$0 Yes
 

All reasonable efforts are made to collect and provide accurate information. Due to the dynamic nature of credit cards, issuers objectives and requirements, all information about credit cards is presented without warranty. You may click in the "Apply Now" column to review the credit cards, terms and conditions on the credit card issuer's web site.

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