Low Interest Rate credit cards have a lower than average interest rate as the on-going rate. It may or may not have an introductory rate. These credit cards are preferred when an outstanding credit balance is kept on the cards for an extended period of time.

Blue from American Express® Membership Rewards Express® Program -- Get the rewards you want right now. No Annual Fee Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance. Express Approval. Get a decision in less than 60 seconds. You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 15 Mo As low as 9.99 $0 Yes	Platinum Edition® Visa® 3.99% APR* for the life of the balance transfers completed during your first three billing cycles Identity theft protection Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened No Annual Fee Online access to view transactions, pay your bill, view up to 7 years of prior statements and more   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 15 Billing Cycles As low as 9.99 $0 Yes
Discover® More(SM) Card 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes	Chase Platinum Visa® Card FREE Online Account Access No Annual Fee 0% Intro APR for up to 12 months FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance FREE travel services   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 10.99 $0 Yes
Capital One® Platinum Prestige No annual fee or balance transfer fees Consolidate balances and save money when you transfer higher-rate balances Rest easy with an outstanding, low rate - for customers with excellent credit Emergency card replacement or cash advance if your card is lost or stolen Your APR will not increase simply because you pay late only once or go over your credit limit   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 7.90 $0 Yes	Bank of America® Platinum Plus® Visa® Card Credit lines as high as $25,000 Total Security Protection® 0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer Card issued by FIA Card Services, N.A. Online Banking Service   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Billing Cycles 7.99 $0 Yes
Citi® Platinum Select® Card No annual fee $0 Liability on unauthorized purchases 0% APR* on balance transfers and purchases for up to 12 months. Secure, free online account management Citi® Identity Theft Solutions   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 8.49 $0 Yes	Blue Cash® from American Express Earn unlimited cash back Low Balance Transfer rate - 4.99% fixed APR for the life of the balance Up to 5% Cash Back with Unlimited Cash Rewards Express Approval. Get a decision in less than 60 seconds. 0% Intro APR for 6 months on purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo As low as 9.99 $0 Yes
Citi® Diamond Preferred® Card Citi® Identity Theft Solutions Secure, free online account management 0% APR* on balance transfers and purchases for up to 12 months No annual fee $0 Liability on unauthorized purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 8.49 $0 Yes	Chase Free Cash Rewards(SM) Visa® Card 1 point for every eligible dollar in purchases Choose from either a $25 check or a $25 gift card/certificate 1,000 Bonus Points after first purchase No Annual Fee Get your rewards with as few as 2,500 points   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 10.99 $0 Yes
Chase Platinum MasterCard® Interest-free grace period when you pay your bill in full each month FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance 0% Intro APR for up to 12 months No Annual Fee FREE Online Account Access   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo. 10.99 $0 Yes	BucksBack(SM) Platinum Edition® Visa® Card Earn additional $25 reward check or rebate credit to your account for every $2,500 in purchases on the card Online access to view transactions, pay your bill, view up to seven years of prior statements and more Receive $50 the first time you use your card Purchase protection and identity theft protection Earn cash back on every purchase   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good n/a n/a As low as 14.99 $0 Yes
Discover® Open Road(SM) Card 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases Save at the pump and everywhere else. Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20% Cashback Bonus at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo 10.99 $0 Yes	GM Flexible Earnings Card A full 1% earnings toward any other new vehicle Fast and Easy Application A full 1% cash back option The GM Flexible Earnings Card gives you the power to choose Triple your Earnings to 3% toward an eligible, new GM vehicle   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo. As low as 14.24 $0 Yes
IberiaBank MasterCard® 0% Introductory APR on balance transfers for your first 6 billing cycles No annual membership fee Variable rates as low as Prime - 1% Online access to credit card information 25 Day grace period   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 7.25 / 10.25 $0 Yes	Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card Earn 1 Point for every dollar you spend in net retail purchases Free 24/7 Concierge Service. Absolute Fraud Protection. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, N.A. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Pulaski Bank Visa® Cash advance rate is 7.99% 25 day grace period One of the lowest credit card rates in the country No balance transfer fees No cash advance or balance transfer fees   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 6.50 $35 to $50 Yes	IberiaBank Visa® Gold Cash Back Rewards No limit on cash back; no expiration for the life of your account No annual membership fee 1% cash back on everything you buy from day one. Online access to credit card information No minimum to redeem for cash   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 5.99 / 6.99 $0 Yes
Union Plus® MasterCard® FREE Rewards Program designed for hard-working union members. Earn 1 Point for every dollar spent anywhere Must be a Union Member to apply. Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 1.99 6 Mo. 13.99 $0 Yes	Miles by Discover® Card No blackout dates Unlimited Miles while your account is active Double Miles on food and travel, up to $3,000 each year A Miles card with no annual fee 1 Mile for every $1 you spend   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo 10.99 $0 Yes
Pulaski Bank Visa® Gold Card No cash advance fees 25 day grace period One of the lowest $0 annual fee rates available No balance transfer fees No interest for 6 months   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo 8.00 $0 Yes	Disney Rewards® Visa® Card from Chase 0% financing on select Disney vacation packages. Earn Disney rewards with your everyday purchases. 0% Introductory APR for up to 12 Months* No Annual Fee No block-out dates   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
Chase TravelPlus Visa® Card Earn 1 mile per $1 on all other purchases Redeem for airline tickets, cash, gift cards and more Earn 2 miles per $1 on travel purchases Travel domestically or internationally with no blackout dates Annual rewards fee of $29   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo. 14.99 $0 Yes	Chase PerfectCard™ MasterCard® 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days No Annual Fee 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days Rebates are automatically credited toward future purchases made on your card. 1% rebates on ALL other purchases made anywhere else   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 6 Mo 10.99 $0 Yes
Chase Freedom(SM) Credit Card 3% Cash Back in your top 3 everyday spending categories Receive an extra $50 each time you save and redeem $200 in rewards Receive $50 after you make your first purchase Freedom to change from earning cash to points and back again. 1% cash back for every $1 you spend on all other purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a n/a 14.99 $0 Yes	AT&T Universal Savings&Rewards Card Up to 10% savings for the first 12 months on AT&T purchases 0% APR* on Balance Transfers for up to 12 months 1 ThankYou Point for every dollar you spend on non-AT&T purchases No annual fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 9.99 $0 Yes
Citi CashReturns(SM) Card Get a 20% bonus on the cash back earned on all purchases for the first 12 months 0% APR* on balance transfers for up to 12 months Earn a full 1% cash back on every purchase No Annual Fee Checks will be sent automatically every time you earn $50 - no calling necessary   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 9.99 $0 Yes	Citi® PremierPass® Card No annual fee Earn 1 Flight Point for every 3 miles you fly on any airline-or anyone else whose ticket you buy with the card. 10,000 bonus points after $300 in purchases made within 3 months of account opening Earn 1 point for every dollar spent on all purchases* 0% APR on Balance Transfer for up to 12 months.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 11.99 $0 Yes
Citi® Diamond Preferred® Rewards Card $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening No annual fee and FREE rewards program 0% APR* on balance transfers for up to 12 months Citi® Identity Theft Solutions 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo. As low as 10.49 $0 Yes	Maximum Rewards(SM) Platinum Edition® Visa® Card Earn rewards with every purchase Online access to view transactions, pay your bill Earn 5000 Bonus Points upon first usage within the first 3 months. No Annual Fee Huge array of redemption rewards   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo. As low as 9.99 $0 Yes
Blue Sky from American Express® Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points. Travel anytime: No blackout dates or restrictions Earn points on everything you buy with the Card. World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection Earn 1 point for every dollar you spend   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 6 Mo. As low as 9.99 $0 Yes	Brighter Planet™ Visa® Credit Card 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points for signing up for paperless statements Automatic point redemptions to help build renewable energy projects Card issued by FIA Card Services, N.A. 1,000 EarthSmart bonus points with first transaction   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Clear from American Express® Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500. No annual fee and 0% intro APR for up to 12 months. No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 10.99 $0 Yes	Bank of America Visa Signature® WorldPoints™ Rewards Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning Earn 1 Point for every dollar you spend in net retail purchases. Card issued by FIA Card Services, N.A. Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card Earn 1 Point for every dollar you spend in net retail purchases. Free 24/7 Concierge Service. Absolute Fraud Protection. 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Card issued by FIA Card Services, N.A. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	One from American Express® Earn a competitive Annual Percentage Yield(APY) No annual fee the first year - that's a $35 savings Get $50 to jump-start your savings after your first purchase Share complimentary Additional Cards with those close to you to build your savings even more A full 1% of your eligible purchases will be deposited into a High-Yield, FDIC-insured Savings Account opened in your name.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a As low as 10.99 $35 1st Free Yes
Elite Rewards® World MasterCard® Earn one point for every net retail purchase dollar you spend Earn Bonus Points for every net retail dollar you spend at participating merchants. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Card issued by FIA Card Services, N.A. Earn 500 Bonus Points after first qualifying purchase with the account.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 / 15.99 $0 Yes	NASCAR RacePoints(SM) Platinum Plus® Visa® Card 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Total Security Protection® Earn RacePoints(SM) every time you make a purchase. Card issued by FIA Card Services, N.A. Online Banking Service.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes
Citi® Dividend Platinum Select® Card Earn 1% cash back on all other purchases No Annual Fee Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter. 0% APR* on Balance Transfers for up to 12 months   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 Up to 12 Mo As low as 10.99 $0 Yes	Discover® More(SM) Card - American Flag 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes
Discover® Motiva(SM) Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year Up to 1% Cashback Bonus on all other purchases Cash Rewards for your good credit management* Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 5% to 20%Cashback Bonus® at top online retailers   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 3.9 Up to 12 Mo 10.99 $0 Yes	Citi® Home Rebate Platinum Select® MasterCard® Receive 1% on all other purchases NO CAP or limits on the amount of rebates you can accumulate in a year Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months No annual fee Rebate automatically applied to your mortgage principal   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo 9.99 $0 Yes
Discover® More(SM) Card - Wildlife Collection 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 12 Mo 10.99 $0 Yes	IberiaBank Visa® Platinum Rewards Card 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period No annual membership fee Online access to credit card information Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excel 0 6 Mo As low as 8.24 $0 Yes
Discover® More(SM) Card - Clear 5% to 20% Cashback Bonus at top online retailers* Unlimited cash rewards 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Up to 1% Cashback Bonus on all other purchases automatically   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Mo 10.99 $0 Yes	AT&T Universal Savings Platinum Card 0% APR* on Balance Transfers for up to 12 months Plus AT&T calling benefits: Up to 30 free phone minutes each month; Up to 10% savings for the first 12 months on AT&T purchases 2 free directory assistance inquiries per month and other wireless benefits No annual fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0* Up to 12 Mo. As low as 8.99 $0 Yes
Chase Flexible Rewards Platinum Visa® Card No Annual Fee 0% introductory APR for up to 12 months Rewards that you can redeem with as few as 2,500 points. Earn 1 point for every dollar spent. Earn airline tickets, hotel stays or car rentals.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 0 12 Mo. 10.99 $0 Yes	Bank of America Accelerated Rewards™ American Express® Card No annual fee and the flexibility to pay over time Earn rewards faster with 1.25 points for every net retail purchase dollar 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles Access to more than 2,200 American Express Travel Services locations worldwide to help you. Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.9 $0 Yes
Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card For every $2,500 you spend in net retail purchases, you'll earn $25. That's a full 1% cash back Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days. Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Card issued by FIA Card Services, N.A. Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 12 Billing Cycles 9.99 / 15.99 $0 Yes	Citi® Hilton HHonors® Visa® Signature Card Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels. Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases. Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card. Earn 3 Hilton HHonors bonus points for each $1 spent on purchases at supermarkets, drugstores, and gas stations.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 2.99 6 Mo 14.99 / 16.99 $0 Yes
Discover® More(SM) Card - Sealife Collection