Low Introductory Rate credit cards have a very low or zero rate for the first 6-12 months. After the introductory period, the rate will rise to an average rate. The low introductory period rate may apply to purchases, balance transfers or both. Low intro credit cards can save a significant amount of money if you carry a high balance from month-to-month or are expecting a large purchase.

Discover® More® Card - Clear 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 6 Mo. As low as 11.99% Variable None Yes	Citi® Platinum Select® Card 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 up to 12 Mo. As low as 11.99% Variable None Yes
American DreamCard™ MasterCard® Over $1.1 Million Awarded to Date! Large monthly cash jackpots Earn entries from everyday shopping Get 1,000 entries just for applying! A New Winner Every Month! Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™ *See terms and conditions for important rate, fee, and other cost information, and limitations   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good n/a n/a 14.99% or 21.99% V $0- $59* No	Starwood Preferred Guest(R) Credit Card from American Express Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good See Terms* See Terms* 15.24% See Terms* Yes