Pre Paid Debit cards are not (by definition) a credit card. The card issuer
does not extend credit. Upon opening an account, the customer deposits funds into
the account then can use the pre paid card as a credit card until the balance is depleated. Tthe convenience
of a credit card without any credit extended.
Pre Paid debit cards are excellent for those not wanting to incur debt or on their way to credit recovery.
Updated: 9/3/2010
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| READYdebit® Card |
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100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay! Now with FREE Credit Builder! Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER! Pay Nothing Now!– No deposits or prepayments required to get your card. FREE Direct Deposit!– stop paying to cash your paycheck. FREE phone and online access to your card account! No declined transaction fees! Great Loading Options– FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Any |
* |
* |
* |
N/A* |
No |
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| NetSpend® Visa® Prepaid Debit Card |
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100% approval - No credit check required Short-term iAdvance Line of Credit - Now available! No overdraft fees or minimum balances Online Bill Pay - Easily send a check to anyone 5% APY Savings Account - Exclusive Free Direct Deposit from your paycheck or government check Add up to $10K to your account in over 65,000 locations As seen on TV and in stores nationwide |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Any |
* |
* |
* |
See Terms* |
No |
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| Wired Plastic Visa® Prepaid Card |
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Accepted everywhere VISA is accepted No Credit Check, Income requirements or bank account required FREE Online Access to Account FREE Mobile Alerts - Text to your mobile and email FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Rewards Program - Earn 1 Point for every $1 spent NO Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit - Eliminate Check Cashing Fees |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Any |
* |
* |
* |
See Terms* |
No |
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All reasonable efforts are made to collect and provide accurate information. Due to the dynamic nature
of credit cards, issuers objectives and requirements, all information about credit cards is presented without warranty.
You may click in the "Apply Now" column to review the credit cards, terms and conditions on the credit card issuer's
web site.
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