Reward credit cards are any type of card that will compensate the holder for use of the credit card. Cash
back, flyer miles, hotel, and car and gas discounts are examples of reward credit cards.
Updated: 9/3/2010
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| TrueEarnings(R) Card from Costco and American Express |
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Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
See Terms* |
See Terms* |
15.24% variable |
See Terms* |
Yes |
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| Discover® More Card - $75 Cashback Bonus |
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0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
0* |
6 Mo.* |
11.99% - 20.99% (Variable)* |
None |
Yes |
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| Miles by Discover® Card |
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12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year 1 Mile per $1 on every purchase Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year No limit on the Miles you earn and Miles don’t expire* Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months then the regular APR No Annual Fee, No Overlimit Fee, No Redemption Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0* |
6 Mo.* |
10.99% - 16.99% (Variable)* |
None |
Yes |
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| Discover® More Card- Black |
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0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 9 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0* |
9 Mo.* |
11.99% - 20.99% (Variable)* |
None |
Yes |
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| Citi Forward® Card |
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Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening. 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. No annual fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 if you qualify* |
7 Mo. on Purchases* |
12.99% - 19.99%* (Variable) |
None |
Yes |
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| American Express(R) Gold Card |
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Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100! The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Express Approval. Get a decision in 60 seconds. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
n/a |
n/a |
n/a |
$125 |
No |
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| Starwood Preferred Guest(R) Credit Card from American Express |
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Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
See Terms* |
See Terms* |
15.24% variable |
See Terms* |
Yes |
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| IBERIABANK Visa® Platinum Card |
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No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
n/a |
n/a |
9.25%, 12.25%, or 15.25% |
None |
Yes |
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| Citi® Platinum Select® MasterCard® |
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0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
12 Mo. on Purchases* |
11.99% - 19.99%* (Variable) |
None |
Yes |
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| Discover® Open Road Card |
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2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on balance transfers for 12 full months, then the Regular APR 0% intro APR on purchases for 6 months, then the Regular APR |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0* |
6 Mo.* |
11.99% - 20.99% (Variable)* |
None |
Yes |
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| Discover® MotivaCard |
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Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
3.99* |
12 Mo.* |
11.99% - 20.99% (Variable)* |
None |
Yes |
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| Zync from American Express(SM) |
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Earn 10,000 Membership Rewards(R) points after first purchase Enjoy a low annual fee of just $25 for Basic Card Pay no interest - that's because you pay in full each month Choose the Lifestyle Packs you want to customize your Card with the benefits you use most Protect eligible purchases with Purchase Protection and Extended Warranty Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
n/a |
n/a |
n/a |
$25 |
No |
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| The Platinum Card(R) from American Express |
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Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket! Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program. 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want. FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
n/a |
n/a |
n/a |
$450 |
No |
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| American Express(R) Premier Rewards Gold Card |
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3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else No annual fee for your first year, a savings of $175 Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
n/a |
n/a |
n/a |
See Terms* |
No |
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| Discover® Student Clear Card |
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5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
13.99% - 20.99% (Variable)* |
None |
No |
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| Discover® Student More Card |
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5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
13.99% - 20.99% (Variable)* |
None |
No |
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| Discover® Student Tropical Beach Card |
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5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
13.99% - 20.99% (Variable)* |
None |
No |
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| Discover® Student Card - Monogram Collection |
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5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
13.99% - 20.99% (Variable)* |
None |
No |
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| Platinum Delta SkyMiles(R) Credit Card from American Express |
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Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember Earn one companion Coach Class ticket each year upon renewal Earn at least 1 mile for every eligible dollar spent Miles never expire and there is no cap on the miles you can earn Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card Express Approval. Get a decision in less than 60 seconds. Check your first bag free on every Delta flight
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
See Terms* |
See Terms* |
14.5% variable |
$150 |
Yes |
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All reasonable efforts are made to collect and provide accurate information. Due to the dynamic nature
of credit cards, issuers objectives and requirements, all information about credit cards is presented without warranty.
You may click in the "Apply Now" column to review the credit cards, terms and conditions on the credit card issuer's
web site.
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