Reward credit cards are any type of card that will compensate the holder for use of the credit card. Cash
back, flyer miles, hotel, and car and gas discounts are examples of reward credit cards.
Updated: 3/10/2010
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| TrueEarnings(R) Card from Costco and American Express |
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Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes |
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| Discover® More® Card |
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0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Miles by Discover® Card |
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12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® More® Card - Clear |
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0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Citi Forward® Card |
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The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases and balance transfers. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
7 Mo. |
14.24% Variable |
None |
Yes |
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| American Express (R) Preferred Rewards Gold Card |
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Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card! The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Express Approval. Get a decision in less than 60 seconds. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
n/a |
n/a |
n/a |
$125 |
No |
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| Starwood Preferred Guest(R) Credit Card from American Express |
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Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
See Terms* |
See Terms* |
15.24% |
See Terms* |
Yes |
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| Discover® More® Card - American Flag |
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0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| IBERIABANK Visa® Platinum Card |
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Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 day grace period |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
n/a |
n/a |
8.25% - 14.25% |
None |
Yes |
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| Citi® Platinum Select® Card |
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0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
up to 12 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® More® Card - Wildlife Collection |
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0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® More® Card - Sealife Collection |
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0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® Open Road(SM) Card |
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Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant. 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM) Up to 1% unlimited Cashback Bonus on all other purchases automatically Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® Motiva(SM) Card |
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Cash Rewards for your good credit management! Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers* |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
3.99 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Current by Discover |
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Debit Card for Teens with built-in parental controls Set daily, weekly, and monthly spending limits Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.) Free Direct Deposit for parents & teens Free deposits from any credit card or bank account $0 fraud liability guarantee Withdraw cash at ATMs Get exclusive discounts at teen's favorite merchants |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
* |
* |
* |
See Terms* |
No |
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| Platinum Card(R) from American Express |
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Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events Complimentary Airport Club Access The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Excellent |
n/a |
n/a |
n/a |
$450 |
No |
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| Biodegradable Discover® More® Card |
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Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
0 |
6 Mo. |
As low as 11.99% Variable |
None |
Yes |
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| Discover® Student Card - Clear |
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5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
14.99%* |
None |
No |
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| Discover® Student Card |
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5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
14.99%* |
None |
No |
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| Discover® Student Card - Tropical Beach |
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5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
14.99%* |
None |
No |
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| Discover® Student Card - Monogram Collection |
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5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more. Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Good |
0* |
6 Mo.* |
14.99%* |
None |
No |
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| Platinum Delta SkyMiles(R) Credit Card from American Express |
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Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember Earn one companion Coach Class ticket each year upon renewal Earn at least 1 mile for every eligible dollar spent Miles never expire and there is no cap on the miles you can earn Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card Express Approval. Get a decision in less than 60 seconds. |
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| Credit Level |
Intro APR% |
Intro Period |
Normal APR% |
Annual Fee |
Balance Transfer |
| Very Good |
See Terms* |
See Terms* |
14.50% |
$150 |
Yes |
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All reasonable efforts are made to collect and provide accurate information. Due to the dynamic nature
of credit cards, issuers objectives and requirements, all information about credit cards is presented without warranty.
You may click in the "Apply Now" column to review the credit cards, terms and conditions on the credit card issuer's
web site.
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